Finding Your Perfect Home in Luxembourg: A Complete Guide

If you have made the decision to look for a new apartment, a house or even to buy land in Luxembourg, you have come to the right place. Finding the perfect place to call home involves a lot of factors to consider, including the ideal location, staying within your budget, and the possibility of additional work. This guide will help you navigate through this complex and exciting process.

Property Search

There are several options available to you to find the home of your dreams. You can start by exploring the leading real estate sites in Luxembourg such as athome.lu, wortimmo.lu or immotop.lu . These platforms are full of real estate ads and also offer complementary services, such as simulating your home insurance or moving services.

Another option is to contact real estate agencies directly. The number of real estate agencies has grown significantly in recent years, so it is crucial to choose a reputable and reliable agency before starting your search.

If you are looking for a property from abroad, relocation agencies can be useful for you. They take care of all the necessary procedures to facilitate your visits and your integration in the country.

Budget and Real Estate Prices

It is essential to have a clear idea of the prices charged in Luxembourg. The Housing Observatory offers a very useful interactive map that will allow you to obtain information on prices in various municipalities, putting them in relation to access to the capital. Keep in mind that accommodations near Luxembourg City tend to be more expensive.

Grants and grants

Find out about the various types of assistance available for the construction, acquisition, renovation and rental of your home. The Ministry of Housing, the Housing Fund and Guichet.lu are excellent resources for obtaining information on these grants.

Additional work

If you're considering doing additional work on your property, it's important to consider these costs early in the buying process. Learn about local regulations and permits required to do the work you want. To find reliable craftsmen in Luxembourg, you can also consult platforms such as prohabitat.lu, which list qualified and recommended building professionals. Be sure to do thorough research and ask for recommendations before choosing a contractor for your renovation or construction projects.

Real estate loan

Once you've found the perfect home, you can start exploring your home loan options. Luxembourg banks generally offer loans at fixed and/or variable rates over a period of up to 30 years. Make sure you fully understand the terms and benefits of each offer before making a decision.

State guarantee

The Luxembourg State can provide a guarantee for your home loan if you do not have sufficient collateral. This option can be particularly useful for first-time buyers.

Practical advice

Do not forget to accompany your home loan with outstanding balance insurance to protect your loved ones in the event of death. In addition, make sure you know the legal notice periods for rentals and the possibilities of tax deductions for interest expense.

Whether you are looking for an apartment, a house or land in Luxembourg, our advisors are there to support you every step of the way. We wish you a lot of success in your search for your future home in Luxembourg!

‍